Terms of Service

These Terms and Conditions (“Terms”) govern your access to and use of the website finmarksolutions.us/ and all services, products, tools, content, features, communications (including SMS/MMS messaging), and related offerings (collectively, the “Services”) provided by Finmark Solutions (“Company,” “we,” “us,” or “our”).
By accessing or using the Services, you agree to be legally bound by these Terms. If you do not agree, you must discontinue use immediately.

1. Eligibility & User Responsibilities
You must be at least 18 years old to use our Services. By using our Services, you represent that you are legally capable of entering into binding contracts and that all information provided is accurate. You agree not to misuse the Services or engage in unlawful conduct.

2. Payments & Billing
We use third-party payment processors, including Stripe, to securely process payments. By submitting payment information, you authorize us to charge your selected method. Failure to pay may result in suspension or termination of Services.

3. SMS/MMS Text Messaging Program
Finmark Solutions operates an SMS program to communicate with individuals and businesses who provide express consent to receive communications.
Program Description: SMS communications are used to respond to customer inquiries, confirm and remind users about scheduled consultations, provide onboarding instructions, deliver service updates related to marketing automation and CRM solutions, and share occasional promotional offers.
User Opt-In: You may opt-in by submitting your phone number via our web forms (https://finmarksolutions.us), checking a consent box, or providing express written consent. By opting in, you authorize Finmark Solutions to send SMS messages using automated technology. Consent is not a condition of any purchase.
Message Frequency: Message frequency varies depending on the user’s interaction with the business and may include follow-ups, appointment reminders, service notifications, and relevant promotional updates.
Cost: Message and data rates may apply. Check with your mobile carrier for details on your specific plan.
Support/Help: For assistance, reply HELP to any message we send or email us at support@finmarksolutions.us.
Opt-Out: You may opt-out of SMS communications at any time. To stop receiving messages, reply STOP, QUIT, END, REVOKE, UNSUBSCRIBE, or CANCEL. You will receive one final text message confirming your opt-out.
Carrier Disclaimer: T-Mobile and other mobile carriers are not liable for delayed or undelivered messages.

4. Data Privacy & Third-Party Sharing
Your information will be handled in accordance with our Privacy Policy. Mobile opt-in data and SMS consent will not be shared with third parties or affiliates for marketing or promotional purposes.

5. Intellectual Property
All content on the website, including logos, text, and software, is the exclusive property of Finmark Solutions. You may not reproduce or distribute any content without written permission.

6. Disclaimer & Limitation of Liability
The Services are provided “as is” without warranties of any kind. To the fullest extent permitted by law, Finmark Solutions shall not be liable for any indirect, incidental, or consequential damages. Our total liability shall not exceed the amount you paid to us within the previous 3 months.

7. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States and applicable state laws.